Studying abroad made possible by Grad-Dreams

Explore Education Loans with attractive offers

Quick Processing Time

Upto 1 week after submission of Docs

With or Without Mortgage

Realise your dream now

Lowest Interest Rate

Can range between 8% to 12%

Dedicated Loan Advisor

For quick processing

Avail a discount of up to INR 20,000!

Apply for an education loan through Grad-Dreams

Grad-Dreams announces its strategic tie-up with all leading banks and financial institutions to provide a dedicated education loan to students going abroad for further studies. We also assist students looking forward to studying in India.

We are associated with leading banks like; HDFC, ICICI, AXIS, Bank of Baroda, Union Bank, and a few more. Some of the reputed non-banking financial institutions partnered with us are Prodigy, Credila, Avanse, Incred, Auxilo, and more.

The Grad-dreams team asesses the student's academic profile and family background to ensure that they get the perfect financial solution for their educational aspirations. We create a customized solution where the student loan can range from Rs. 8 lakh to Rs. 80 lakh depending on the requirement and profile.

Talk to our Dedicated Advisor now!

Important Features of our Loan Service

  • Student Loans are readily available for Full-Time, Part-time programs offered by premier institutions in India & abroad.
  • Students can avail the education loan with or without mortgage/security.
  • The Interest rate can range anywhere between 8% to 12%.
  • The repayment moratorium period or holiday can range from 3 months to 12 months before you start repaying the loan.
  • The processing charges can vary from 0.6% to 1% of the total loan amount. Grad-Dreams would ensure that these charges are applicable only after the Study Loan is sanctioned.
  • The Education Loan covers all significant expenses, including; Tuition Fees, Living Expenses, Books, Computers, Air tickets, Insurance & more.

Grad-Dreams appoints a dedicated Student Loan Advisor who would help the students choose the right financial institution and help complete the documentation to ensure timely sanction of the study loan.

Advantage of applying for your education loan through Grad-Dreams

  • Priority processing by a dedicated Grad-Dreams Study Loan Advisor.

  • Get a pre-approval of educational loan even before you secure the Admission.

  • Depending upon the overall profile, the student may be able to avail a discount that would range from INR 5,000 to INR 20,000.

  • Receive the loan approval in maximum 1 week, after submission of documents.

  • Opportunity to get the Study Loan without mortgage / security!

  • Grad-Dreams would do its best to get the right offer with lowest interest rate, from multiple financial institutions.

What are the documents required for Student Loan

Following is the tentative list of documents required by the financial institutions, but not limited to the below. Additional documents may be required.

STUDENT'S DOCUMENTS

  • SSC, HSC, All Degree Mark sheets

  • Copy of Passport

  • SAT, GRE, GMAT, TOEFL, IELTS Score cards

  • Admission Letters / I-20 / CAS

  • PAN, AADHAR Card

  • Joining Letter & Salary Slips (For working candidates)

  • Address Proof(s)

  • Details of Savings: PF, PPF, Bonds, Shares, Mutual Funds, LIC, Post Office, Gold etc. (if applicable)

GUARANTOR'S / CO-APPLICANT'S DOCUMENTS

  • All KYC Documents: PAN, AADHAR, Passport etc.

  • Address Proof(s)

DETAILS OF EMPLOYMENT DOCUMENTS

  • Last 3 months Salary slips

  • Last 3 Years Income Tax Returns

  • Salary Account Statement of 6 months

  • Existing Loan Details (if applicable)

  • Details of Savings: PF, PPF, Bonds, Shares, Mutual Funds, LIC, Post Office, Gold etc. (as applicable)

  • All Immovable Property Documents (if the loan is to be done with mortgage scheme)

Our Esteemed Partners

Our Loan Advisor can assess and evaluate your profile for education loan from these Finance Partners

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Our Happy Students Studying Abroad

They achieved their dream successfully. It is time to change your story now!

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ANSH THAMKE
COLUMBIA UNIVERSITY
Master's In Mechanical Engineering
Fall 2023

The experience was great. The steps taken to achieve the goa ... Read More

ls were precise and coordinated well. The admission process felt at ease because of Grad-Dreams.My advisor was Ms. Vaibhavi Kadam. She helped me a lot during the entire journey.

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ADITI PAWAR
UNIVERSITY OF SOUTHERN CALIFORNIA
Master's In Architecture
Fall 2023

My experience with Grad-Dreams has been smooth right from un ... Read More

iversity selection to admission and visa. My advisors have been super helpful even during non-working hours and meticulously guided me. Very well organized and systematic approach. I didn’t have to worry much about deadlines as they made sure it was done on time.

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SPANDAN MORE
GEORGIA INSTITUTE OF TECHNOLOGY
Master's In Microelectronic And Communication Engineering
Fall 2023

Most of the stress of the Admission and VISA process was tak ... Read More

en off my shoulders by Grad Dreams. They have a systematic way of going through all the forms and helpful resources and checklists. My advisor Dakshata Ma’am was soft-spoken and patiently answered all my queries. Overall great experience.

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PRAKASH KESHARWANI
SYRACUSE UNIVERSITY
Master's In Information Systems
Fall 2023

It was a great journey with Grad Dreams. Advisors are well f ... Read More

amiliar with the admission process, and guidelines and are helpful in every way. I was well guided through the visa process including the documentation. My advisor Prajyoti was very helpful with my queries and process. Thanks for making it possible."

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AKHILESH SONAWANE
UNIVERSITY OF LEEDS
Master's In Food Science
Fall 2023

My advisor always kept reminding me about the current and ne ... Read More

xt steps, which eventually resulted in next-to-zero-speed brakes. She was perfect at every level of study in the UK process providing the best guidance and information about everything.

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ANUJA
NORTHEASTERN UNIVERSITY
Master's In Business Analytics
Fall 2023

My advisor managed all my processes and guided me with every ... Read More

minute task till I joined my university. I would recommend any student to work with her and Grad-Dreams they are detail-oriented, which is crucial for your admissions.

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SHRUTI JOSHI
NORTHEASTERN UNIVERSITY
Master's In Public Relations And Affairs
Fall 2023

It was a great experience working with Grad-dreams. A girl w ... Read More

ho overthought every single thing and a patient counselor was my case. My advisor Mayuri Ma'am heard my every doubt even when it was silly. Thank you so much for your guidance and mentoring.

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AAKASH CHAKRABORTY
LAKEHEAD UNIVERSITY
Phd's In Chemical Engineering
Fall 2023

They treated me not just as a client but as an individual wi ... Read More

th unique dreams and aspirations. This made the entire experience feel much more personalized and reassuring.

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ATHANG BHANDARKAR
RUTGERS UNIVERSITY - CAMDEN
Master's In Data Science And Analytics
Fall 2023

Thanks, Grad-Dreams. It was my dream to study in the US, and ... Read More

they helped me a lot to achieve my dream with GRE, IELTS preparation, application, loan process, and VISA. My advisor Vaibhavi made the whole process easier, and she is also one of the support systems because of which I am able to achieve my dream.

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SAKSHI MANTRI
UNIVERSITY OF WISCONSIN - MILWAUKEE
Master's In Computer Science
Fall 2023

I had a great time with Grad Dreams because I got what I was ... Read More

promised. I could fulfill my dream of abroad education under Grad-Dreams' guidance and I was able to get admitted to the University of Wisconsin Milwaukee and get a Visa!

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SMRITI PUNTAMKAR
NORTH CAROLINA STATE UNIVERSITY
Master's In Electrical Engineering
Fall 2023

My experience with Grad-Dreams was simply amazing. The entir ... Read More

e process, right from onboarding to TOEFL preparation, university applications, and visa application, was very seamless. My sincere thanks to the entire team for their guidance and support

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YASH PATIL
ARIZONA STATE UNIVERSITY - TEMPE
Master's In Mechanical Engineering
Fall 2023

The process from the start with advising on colleges till th ... Read More

e Visa was handled extremely well. My advisor Prajyoti was professional from the start. It has been a smooth sailing ride from the start. I would definitely recommend anyone to go with Grad-Dreams for consulting.

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ADITI SANGLE
PACE UNIVERSITY
Master's In Data Science And Analytics
Fall 2023

From the start, your personalized approach and prompt respon ... Read More

ses made a significant impact. Your professionalism and warmth created a supportive atmosphere that eased the process for me

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SEJAL SUNIL GURAM
CALIFORNIA STATE UNIVERSITY LONG BEACH
Master's In Aerospace Engineering
Fall 2023

All my doubts were cleared and I was guided correctly throug ... Read More

h the whole process right from GRE to Visa approval. From expert guidance and comprehensive information to financial planning and post-admission support, Grad Dreams played a vital role in ensuring a successful and enriching international education experience.

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ADISHREE SANGLE
OXFORD BROOKES UNIVERSITY
Bachelor's In Business And Management
Fall 2023

The overall experience with Grad-Dreams was excellent right ... Read More

from IELTS preparation to successfully getting my VISA. Their staff was friendly and helpful. They encouraged me through each process. Thank you so much!

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ARYAN CHAVAN
OXFORD BROOKES UNIVERSITY
Bachelor's In Law
Fall 2023

They provide the best services in terms of shortlisting univ ... Read More

ersities, sending documents, and coordinating. They’ve been really helpful with the admission and visa procedure.

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SHREYA KETKAR
DUBLIN CITY UNIVERSITY
Master's In Computing
Fall 2023

What I loved about Grad Dreams is their clear and sophistica ... Read More

ted division of the whole admission process. My doubts regarding visa financing were always instantly cleared and verified.

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TANMAY, ARMAL
STATE UNIVERSITY OF NEW YORK - STONY BROOK
Master's In Data Science And Analytics
Fall 2023

They guided me through the complex application process with ... Read More

ease, offering invaluable advice. Their expertise in visas truly boosted my confidence, and my visa got approved smoothly and within a remarkably short period, which I attribute to Grad-Dreams' unwavering commitment to excellence.

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PRANAY PRAMOD KARKALE
JOHNS HOPKINS UNIVERSITY
Master's In Engineering Management
Fall 2023

Grad-Dreams has educated, trained, and dedicated professiona ... Read More

ls working with them thus making it one of the best study-abroad counseling organizations. My advisor Gayatri is patient, knowledgeable, expert communication and time management skills. Without their guidance, I would have not been able to get into my dream university.

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SHIVKUMAR KULKARNI
GEORGIA INSTITUTE OF TECHNOLOGY
Master's In Building Design
Fall 2023

Grad-Dreams provided excellent service. There are no unneces ... Read More

sary conditions on a particular university or any specific service, unlike other agencies. All you have to do is let your advisor know, and they will gladly help you. My advisor was proactive in her follow-up on all prerequisites, ensuring that everything was completed on time.

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ROHAN PRASANNA LAPALIKAR
UNIVERSITY OF BIRMINGHAM
Master's In Microbiology
Fall 2023

My overall experience with Grad Dreams was amazing. The coun ... Read More

selor to me was Ms. Gayatri Kambli, and she was very helpful. She helped me with all other extra things, like sending IELTS study material links to register for IELTS and helping me with SOP and Resume.

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VASAVI MEKALA
UNIVERSITY OF NORTH TEXAS
Master's In
Fall 2023

My experience with Grad-Dreams was good. All advisors and co ... Read More

unselors Gayatri, Rutuja, Aishwarya, and Eesha were really helpful and kind to me throughout the process. Gayatri, my advisor, was always there for me whenever I needed her throughout the process.

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CHINMAY PATIL
CLEMSON UNIVERSITY
Master's In Construction Management
Fall 2023

I first heard about Grad-Dreams from my uncle who went USA t ... Read More

hrough them. So, without any doubt, I joined them. They helped me with universities, documentation, and applications, and the admission and Visa process help was also incredible. I definitely recommend people planning their education abroad to join Grad-Dreams.

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RICHIKA GHODKE
NEW YORK UNIVERSITY
Master's In Construction Management
Fall 2023

I express my utmost satisfaction and appreciation for the ou ... Read More

tstanding assistance provided by Grad Dreams throughout the admission process to my successful visa approval. The exceptional support I received from my advisor, Gayatri Ma'am, and the entire team has left an indelible impression on me and I extend my heartfelt thanks.

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THOMAS P GEORGE
MANCHESTER METROPOLITAN UNIVERSITY
Master's In Sports Science
Fall 2023

My TB test, my fee deposit process, everything was explained ... Read More

to me so wonderfully. Even though I was far away in Rajasthan, the Grad Dreams team never made me feel so. They regularly contacted me regarding all the processes. Grad Dreams made my dreams of studying in the UK come true.

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MEGHA SETIA
UNIVERSITY OF CALIFORNIA BERKELEY - EXTENSION
Master's In Business Analytics
Fall 2023

I had a great experience with Grad Dreams. It is very import ... Read More

ant to have direction, accurate guidance, and constant support which I got from Grad Dreams. I really appreciate Prajyoti (my advisor); Her instant research and quick replies helped me a lot to keep my process on track and organized.

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VEDANT DERE
DREXEL UNIVERSITY
Master's In Business Analytics
Fall 2023

My overall experience with Grad-Dreams has been THE BEST. Gr ... Read More

eat teachers for GRE and IELTS. The whole pre and post-application process from Grad-Dreams has been very systematic and detailed. For every process, they have designated employees to ensure a smooth and effective process, which directly eases everything.

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ARHAAM CHANDIWAL
PENNSYLVANIA STATE UNIVERSITY
Master's In Computer Science
Fall 2023

The consultants were knowledgeable, providing comprehensive ... Read More

information and guidance tailored to my needs. Their overall professionalism and responsiveness were commendable.

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YASH SURYAWANSHI
UNIVERSITY OF ILLINOIS AT CHICAGO
Master's In Industrial Engineering
Fall 2023

I had a great overall experience throughout my application p ... Read More

rocess. My advisor, Vaibhavi, was extremely helpful and tried to solve each and every doubt to the best of her abilities. Both the Admission and Visa consultants were very helpful and supportive in any way possible.

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DHRUNIL SHAH
UNIVERSITY OF WASHINGTON
Master's In Mechanical Engineering
Fall 2023

Grad Dreams helped me throughout and before the application ... Read More

process, they provide apt solutions quickly and efficiently. My Advisor Vaibhawi was of great help throughout the journey. Extremely satisfied with visa consulting, I did not have to think twice apart from what they advised because of their expertise and experience in this field.

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AKSHAY SURESH BHAGAT
LOUGHBOROUGH UNIVERSITY LONDON
Master's In Construction Management
Fall 2023

My advisors were incredibly supportive, making the study in ... Read More

the UK process smooth and manageable. Also loan advisor at Grad-Dreams explained everything about the education loan to me and my parents. She maintained communication with the bank manager and tried negotiating the interest rate.

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PRANALI KOTHE
NIAGARA COLLEGE
Pg/Pd/Gc/Diploma's In Human Resource Management
Fall 2023

Grad-Dreams provided me with a wonderful experience selectin ... Read More

g my college, admission, and visa process. Grad Dreams is an excellent organization with a great attitude toward students, and the advisors are really helpful.

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ARCHIT GOYAL
UNIVERSITY OF MICHIGAN - ANN ARBOR
Master's In Architecture
Fall 2023

The admission and Visa process at Grad-Dreams was very good. ... Read More

Process handled very smoothly and professionally. The team is knowledgeable and gives great and fast support. My advisor Dakshata gave prompt advice and guidance.

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ARAV BHANUSHALI
MICHIGAN STATE UNIVERSITY
Master's In Computer Science
Fall 2023

Grad Dreams helped me a lot with the shortlisting of univers ... Read More

ities for my profile, and the application process and explained step by step what would be needed pre-application and post-admit and VISA. My advisor was extremely knowledgeable, cooperative, and always ready to help.

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NIRMALA SANKARAN
STANFORD UNIVERSITY
Associate's In Market Research
Fall 2023

I had a great experience with Grad Dreams. It is very import ... Read More

ant to have direction, accurate guidance, and constant support which I got from Grad Dreams. I really appreciate Prajyoti (my advisor); Her instant research and quick replies helped me a lot to keep my process on track and organized.

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SIDDHESH AMBERKAR
CLEMSON UNIVERSITY
Master's In Mechanical Engineering
Fall 2023

My overall experience with Grad Dreams was great! I got enou ... Read More

gh support for admission into Clemson and received help to prepare for my visa as well. Gayatri Ma'am was my advisor and I was very comfortable asking her anything related to the admissions

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TANVI BIDWAI
UNIVERSITY OF CALIFORNIA RIVERSIDE
Mba's In Business Administration
Fall 2023

Good experience… The onboarding and Introduction sessions we ... Read More

re really good. The visa process was rather easy. Great advising session especially with Gayatri who helped me out with getting into the university I was interested in

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SANJANA RAJENDRA HABDE
DELFT UNIVERSITY OF TECHNOLOGY
Master's In Architecture
Fall 2023

Thank you, for guiding me through each and every step; be it ... Read More

IELTS exam or verifying my passport spelling error. I feel great that I made the right choice of applying with grad dreams.

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RAJAT MARATHE
UNIVERSITY OF MARYLAND COLLEGE PARK
Master's In Business Analytics
Fall 2023

Overall it was a pretty smooth experience with Grad Dreams. ... Read More

The best part is you don't have to personally worry about all the important updates regarding admissions or visas as your advisors constantly keep you up to date with them. My advisor Sharvari was extremely helpful throughout the process.

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NAITIK SHETTY
GEORGE WASHINGTON UNIVERSITY
Master's In Cyber Security
Fall 2023

I am thankful to Grad-Dreams for all their help during my ap ... Read More

plication and would recommend them to anyone and everyone who wishes to pursue their studies in a foreign University

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PRATIBHA SANGLE
PACE UNIVERSITY
Master's In Data Science And Analytics
Fall 2023

They are experienced and knowledgeable in their work which c ... Read More

auses smooth processing. Also, they are very affordable and reliable. I recommend Grad Dreams to all abroad aiming candidates.

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AKSHAY MALSE
Master's In Computer Science
Fall 2023

Great experience helped in each step. Replied with a solutio ... Read More

n quickly when I required assistance. Explained all the relevant information in my local language so my parents can understand better.

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AARYA GHAG
KING'S COLLEGE LONDON
Master's In Finance
Fall 2023

Grad Dreams has supported me in every way possible in my adm ... Read More

ission process to study in the UK, from helping me brainstorm for my SOP and LOR to preparing me for IELTS. IELTS classes were extremely fun

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ALAVYA TIWARI
HOKKAIDO UNIVERSITY
Master's In
Fall 2023

It's amazing how my mentor used to take frequent follow-ups ... Read More

regularly about my progress. She helped me in a lot of ways, I couldn't have asked for a better service.

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NIRGUN SHRISHRIMAL
WARSAW UNIVERSITY OF TECHNOLOGY
Master's In Production Engineering
Fall 2023

Your dedication, expertise, and skillful writing made a sign ... Read More

ificant difference in my journey from applicant to admitted student. I wholeheartedly recommend your services to anyone aiming for higher education.

We would love to assist you on your study abroad plan!

Grad-Dreams is the #1 Abroad Education Consulting Company in India.

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